How It Works - Buyers

Step 1 – Check If You Qualify (2 minutes, online only)

Click the button below and answer 8 quick questions – no hard credit pull, no documents yet.

You’ll get approved same day if you meet these baseline criteria:

Household income ≥ 2.5× the monthly payment (self-employed OK with bank deposits)

$5,000 – $15,000 saved for the upfront option fee (the more you bring, the better the home)

No violent felonies or active evictions in the last 3 years

Steady income/verifiable job for the past 6+ months

Able to handle utilities + repairs under $500 (just like normal homeownership)

Step 2 – Browse & Choose Your Home

We show you every available house in your price range across Louisiana — Baton Rouge, New Orleans, Lafayette, Shreveport, Lake Charles, etc. You choose the one you love.

Step 3 – Move In This Month

Sign the simple paperwork, bring your option fee + first month, and get the keys — often in 7–14 days. No bank, no waiting, no bidding wars.

Live in the home as yours from day one. Monthly payment is close to normal rent. You get 3–7 years to buy at the locked price whenever you’re ready (or walk away — you only lose the option fee). No pressure, no rush.

That’s it. Move in now, own later — on your terms.

Ready? Click below or call/text 225-XXX-XXXX and we’ll tell you in 5 minutes if you qualify.

Step 4 – Get Paid Every Month + Big Check at the End

Real Tenant-Buyer Example – Why Families Love This

Baton Rouge family of 4 Credit hit by medical bills, self-employed, couldn’t get a bank loan.

Traditional buying → Needed 20% down ($52k) + perfect credit = stuck renting forever.

With our lease-option

• Moved into a 4-bed Prairieville home worth $285k

• Paid 5% option fee + first month

• Monthly payment $1,950 (only $150 above local rent)

• Got the keys in 9 days

• Living in their home, schools locked in, painting and upgrading as they want (approved by owner)

• 4 years to fix credit and buy at today’s price (or walk away if life changes)

They’ve been in 11 months now and say it’s the first time they’ve felt like real homeowners without the bank saying no.

Ready to move in this month instead of waiting years? Start the 2-minute quiz →